Get quick approval and $0 down payment options for new or used cars. Choose your dream car today with any credit score.
Getting loan approvals can be challenging with bad credit. However, we offer car finance with poor credit score options.
How can you get an auto loan for poor credit score? It’s easy! Get a worry-free quote by entering your details below.
Bad credit car loans are designed for individuals with poor credit scores or limited credit history who want to purchase a car.

Overcoming the Credit Score Barrier
A bad credit car loan can help rebuild your credit rating as you make regular payments on your loan.

Maximizing Your Income Potential
We look at other factors, like income, to help you qualify for bad credit score car finance.
Timely payments on your car loan can improve your credit score, and you get a car! We can offer flexible repayment terms and lower down payments for individuals with poor credit histories.

Accessible Auto
Loans
We offer affordable car loans with poor credit score. Get on the road to financial freedom.

Timely Repayments Matter
Keep up with your auto loan repayments to boost your credit score and establish a solid financial foundation.

Flexible Financing Options
Our flexible financing options for an auto loan allow you to find a payment plan for your budget.
When obtaining a bad credit car loan, providing proof of employment and a steady source of income is essential. Having a guarantor or co-signer can also increase your chances of approval.
If you have a poor credit history, your loan may be smaller and carry a higher interest rate. In order to offset this, it may be best to opt for a smaller loan with a shorter repayment term.
At JourneyApproved, we pride ourselves on our transparency and honesty when lending to those with bad credit seeking a car loan. Consider us for your car loan needs and take the first step towards car ownership.
Click here to start your quick approval process with JourneyApproved today and simplify the process of buying a car with poor credit score.
You can still get a car loan with JourneyApproved, even with bad credit. We work with various lenders specializing in providing loans to people with less-than-perfect credit.
Yes, bad credit car loans can help boost your credit card scores. When you get approved for a car loan, you can build up your credit history by making payments on time and paying off your balance in full each month.
While a down payment is not required, it can help lower your monthly payments and improve your chances of getting approved for a car loan with JourneyApproved.
In Canada, most lenders require the following documents:
If you own other vehicles, you will also have to provide proof of insurance.
Don’t let a bad credit score keep you from getting your dream car. Follow our process to get the right financing for your needs.