If you’re between jobs, buying a car may seem daunting. With JourneyApproved, there’s no need to worry. Meet lenders who can provide you with car financing today!!

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Easy to Apply with Favorable Interest Rates

It’s easy to get an unemployment auto loan approved. Our online application process is simple and can be completed from the comfort of your home.

Car Loans for Unemployed Persons in Less than 5 Minutes

With a quick and easy online application, use our unemployed auto finance services and achieve financial freedom.

boy with a car got unemployed car loan hassle free

Have a Hassle-free Car Loan Experience with JourneyApproved

Looking for an unemployed car loan? JourneyApproved has got you covered.

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We specialize in unemployed auto loans to offer car finance tailored to your needs, even if you're currently unemployed. With JourneyApproved, you can get the same rates as an applicant who is fully employed!

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We understand that poor credit due to recent bankruptcy or unemployment can be a challenge when applying for an auto loan, but that's no longer a constraint with us.

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Our financing solutions include interest rates and monthly installments that are designed to fit your budget and circumstances, so you can get the car you need without added stress.

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Plus, our quick and easy application process makes it simple to submit your documents and get fast approvals for your car loan. Choose JourneyApproved for an unemployed car loan that works for you.

Easy Application Process at Your Fingertips!

Apply for your car loan with JourneyApproved for fast and easy approval. Drive off in your new car today!!!

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Easy Application Process

Fill out your basic information online to complete the quick and easy application form.

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Fast Approval

Once we receive your details, we will quickly process your application and recommend the best options for your requirements. We put priority on quick loan approvals because we value your time.

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Drive Out with Your Car

Once your application is approved, all you have to do is to visit your car dealer, who will go through your paperwork. Then, grab your keys and take your car for a spin!

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Tips to Get Your Unemployed Auto Loan Approved

We will consider certain aspects of your circumstances that can favour loan approval:

  • Present Lifestyle: Are you financially responsible and paying your bills on time? Are you a tenant or a homeowner? We will use this information to assess your current circumstances.

  • Past Loan Record: The prime consideration is to ensure repayment. If you have a history of repaying loans on time, you will be looked upon favourably for quick approval for an auto loan for unemployed individuals.

  • Your Credit Score: Credit scores are a primary consideration for us to approve a loan. Being unemployed doesn’t mean you have a bad credit score. A good credit score indicates a financially responsible person, thus improving eligibility for a car loan.

You have the best chance of getting your unemployment auto loan approved if you consider these three factors.

Get a Car Loan Today from JourneyApproved!

Apply for a car loan when unemployed from JourneyApproved and build your own path!

FREQUENTLY ASKED QUESTIONS

Unemployed individuals who don’t have a regular income present a considerable risk for auto loans. Some companies specialize in assessing the risk factors of such individuals, and based on certain criteria, they can offer car loans to unemployed individuals.

Yes, an unemployed person who lives in Canada can get a car loan. However, you either have to show your lender an alternative source of income or get a cosigner to vouch for you in the event of default on payments.

Usually, a lender asks you to verify your income. If you don’t have an income and the lender doesn’t ask for income verification, there are other conditions specified by the lender that you may need to meet.

You can get a car loan if you show an alternate regular income and a good credit score. With unemployed car loans, bad credit scores will go against you in getting your car loan approved. A good credit score will always get you more favourable rates for an unemployed car loan.

Not Sure Where to Start? We're Here to Help, No Matter Your Employment Status!

JourneyApproved is one of Canada’s oldest companies providing loans to unemployed individuals. We have built this trust over decades, with the testimony of hundreds of satisfied clients.